Remember the time you were buying your first property and the only thing you had to think about was which house to buy – that may have been a couple of years ago, 5 or 10 yeas ago or even 20 years or longer ago, – its all different when you are looking to MOVE HOME !
Most people have to sell their existing home before being able to afford their next property – this usually means getting an Estate Agent in to value your property, deal with the viewings and help with the negotiations on the selling price – even before you can start to work out what house you can afford to buy.
You will also have 2 lots of Solicitors fees – one for selling and one for buying and dependent on the purchase price Stamp Duty may be payable.
As most people have and need a mortgage you will also have to take into consideration your existing mortgage and if it can be transferred ( ported ) to your new property, if not you may have to incur Early Repayment Charges ( penalties ) also – can / will your existing lender be able to lend you the amount of mortgage your require.
This is where MANCHESTER MORTGAGES can help – we as independent mortgage brokers work with all the mortgage lenders and know their lending criteria inside out – we use all of our years of experience in advising and arranging mortgages to ensure that your house sale and new purchase go through as smoothly as possible.
We offer friendly advice in words that you can understand and do not confuse you with mortgage related jargon and guide you through the maze of selling and buying to ensure the process is an enjoyable one.
Manchester Mortgage advisers are happy to help in giving advice on your choice of mortgages , discuss your valuation options and the outcome of any surveys that you are unsure of along with being able to recommend Solicitors to transact your property sale and purchase.
Let MANCHESTER MORTGAGES take the stress out of your next house move – ring us on 0161 706 0242 or use our contact form to email us to start the ball rolling.
